LOVELAND COLORADO

Loveland Colorado Online Driver Education and Loveland Colorado Licensing Procedures

The process of learning to drive can be a challenging one, and our job is to try to make it as simple for you as possible. The State of Loveland Colorado congratulates you on starting the process of applying for your Loveland Colorado learner's permit or first Loveland Colorado driver license!

Loveland Colorado has a graduated driver license program for Loveland Colorado drivers ages 15-18, and there are a few things to keep in mind to make sure that you don't hit any snags while applying for your Loveland Colorado driver's license. So, here we go!

Loveland Colorado Learner Permit or Loveland Colorado Driver Education Permit

The function of a Loveland Colorado learner's permit is simple: to enable you to practice driving provided you have someone 21 years or older in the seat next to you as you learn.

You can apply for a Loveland Colorado instructional permit, otherwise known as a Loveland Colorado learner's permit, when you're 15 or 16. To be eligible at 15, you'll need to enroll in a Loveland Colorado state-approved driver education program. At 15 and a half, you can apply for your Loveland Colorado instructional permit if  you complete a four hour driver awareness course. If you don't want to bother with these classes, then you'll have to wait until you turn 16 to apply for a Loveland Colorado instructional permit.

There are some things you should know about applying for your permit:

• When applying, you must fill out form DR2460, available on the Loveland Colorado DMV website
• No matter what age, you'll need the necessary identification to apply
• A Loveland Colorado learner's permit is valid for 3 years
• After passing a vision test and written test with a score of 80% or higher, you will be rewarded with a Loveland Colorado learner's permit!

Loveland Colorado Teen Provisional License or Loveland Colorado Driver Awareness Permit

Once you turn 18 or have had your Loveland Colorado learner's permit at least six months (whichever comes first), you are ready to apply for your Loveland Colorado Driver Awareness Permit, the next-highest class of driver's license. In order to apply for your Loveland Colorado Driver Awareness Permit, you'll need:

• a 30 hour classroom study course (classroom or online)
• an approved Loveland Colorado driver education course lasting at least 6 hours.
• a total of 50 hours driving time (20 hours completed with a parent or guardian)
• At least 10 of those hours must be completed at night

A list of approved Loveland Colorado driver education courses can be found here. However, if you are not able to find a Loveland Colorado approved school offering at least 20 hours within 30 miles of your residence, then you may substitute 12 additional hours of driving instruction with a parent or guardian.

Before you can apply for your Loveland Colorado provisional driver license, you must also completely fill out the necessary forms and complete a 4 hour Loveland Colorado approved driver awareness program. Keep in mind that you must hold this Loveland Colorado Driver Aware license for 12 months before applying for your state of Loveland Colorado driver license.

After you've scheduled your Loveland Colorado road test, bring the required fee to your local Loveland Colorado DMV. You must provide your own car for the test. During the test, you will have to make right and left turns, signal properly, use marked and unmarked traffic lanes, back up, make a quick stop, park, and adequately perform a three-point turn. Before the test, your car will be inspected by an examiner to make sure it is in safe operating condition with the required equipment.

Loveland Colorado Teen Driver License Restrictions and Penalties

As a new driver, your safety and that of others is our top priority. There are several restrictions on both Loveland Colorado learner's permits and Loveland Colorado driver awareness permits we need to make you aware of. Keep in mind that if you are convicted of violating any of the following rules, you may receive points on your Loveland Colorado driver's license or even face license suspension.

First of all, any driver under 18 is not allowed to drive between 12AM and 5 AM unless you are:

• an emancipated minor
• accompanied by a parent, legal guardian, or person over 21 who has at least 1 year of driving experience
• driving because of an emergency
• going to or from your workplace, a school sponsored or religious event.

Also, Loveland Colorado drivers under 18 can't ride with any passenger under 21 for six months after receiving their Loveland Colorado license. After a year of driving experience, you can drive with more than one passenger under 21 or more than one passenger sitting up front at any time. And of course, everyone must wear seatbelts at all times.

Loveland Colorado Auto Insurance Loveland Colorado Financial Responsibility Laws

Once you receive your Loveland Colorado drivers license, we know you'll be anxious to get on the road. But there's one more important detail: insurance.  Any vehicle registered in Loveland Colorado must be covered by liability insurance. If you are found to be driving without Loveland Colorado mandatory liability insurance, you could be fined a substantial amount or receive points on your Loveland Colorado driving record (which in turn can make your insurance more costly). If you are involved in an accident and cannot provide proof of insurance, your Loveland Colorado learner's permit or Loveland Colorado provisional license could be suspend.

The minimum coverage is $25,000 for personal injury and $50,000 for total injury, and $15,000 for property damage.  For more information, see the State of Loveland Colorado website on insurance requirements.

Loveland Colorado Drunk Driving, Cell Phone, and Text Messaging Laws

Because we understand the importance of driving as a social activity for young people, it's especially important that we fill you in on the Loveland Colorado drunk driving, cell phone, and text messaging laws. Upon your first conviction of a Loveland Colorado DUI, you face the following:

• Imprisonment from 5 days to 1 year
• A fine of $600 to $1000
• A public service term of 48 to 96 hours
• Your license will also be suspended for 9 months
• You will receive 12 points on your Loveland Colorado driver's license. Further Loveland Colorado DUI or DWI convictions will result in increased jail time, community service, fines, and Loveland Colorado license suspension or even Loveland Colorado license revocation.

In 2009, Loveland Colorado instituted a ban on text messaging for drivers of all ages. In addition, Loveland Colorado teen drivers 18 or under are prohibited from using cell phones or wireless devices while driving.

Loveland Colorado Online Driver Education

To apply for your Loveland Colorado Driver Awareness license, you must complete a 30 hour classroom study course (classroom or online), and a total of 50 hours driving time (20 hours completed with a parent or guardian), which must include at least 10 hours of nighttime driving. A list of approved Loveland Colorado driver education courses can be found here. However, remember that if there isn't a Loveland Colorado approved school offering of at least 20 hours within 30 miles of your residence, then 12 additional hours of driving instruction may be completed with a parent or guardian.